Pet Insurance

Support Your Family’s Wellness—Including Pets!

We understand that family comes in all shapes and sizes, which is why we’re proud to offer an array of wellness benefits that extend their support to every member of your household, including your cherished family pets!

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How Pet Insurance Works

Pet Insurance pays you back for covered vet costs when your pet has a new accident or illness. You choose your plan and pay premiums through payroll deduction or directly to the vendor depending on enrollment. After a covered visit, you submit a claim and get reimbursed based on your plan’s annual limit, reimbursement percentage, and deductible.

What Is Covered

Spot plans cover many common needs, including:

  • Unexpected emergencies and urgent care
  • Exams, X rays, and diagnostic tests
  • Surgeries and hospitalization
  • Prescription medications
  • Dental illness coverage
  • Hereditary and congenital conditions
  • Cancer and growths

See your policy for full details, exclusions, and waiting periods.

Plan Options And Savings

You can customize your plan to fit your budget. Choose your annual limit, deductible, and reimbursement percentage. You also get access to:

  • Spot Perks for discounts on pet products and services
  • A 24/7 pet telehealth line for quick guidance from vet experts Use the ExamWorks link to access your special discount.

How To Use Your Benefit

  1. Visit spotpet.link/examworks to review plans and enroll.
  2. Take your pet to any licensed vet, emergency clinic, or specialist.
  3. Pay the bill, then submit a claim online with your itemized invoice.
  4. Track your claim and get reimbursed by direct deposit.

What Is A Pre-Existing Condition Clause?

If your pet has a health issue you’ve treated before the start date of your new policy, the condition may limit plan coverage.

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